Some Highlights:
. The pumpkin spice latte is launching soon, so you may be tempted to spend your extra cash on a daily caffeine fix, but that small expense can add up to a big number - fast!
. Saving for a down payment takes a little discipline, so limiting your extra purchases (like a latte a day from your favorite coffee shop) will help you get there faster.
. Depending on where you live, putting away just a small amount each day will get you to the average down payment you may need for home ownership faster than you think.